housing affordability

You can’t punish investors and solve a housing crisis

Australia has a housing shortage, so why is the policy response to discourage the very investors currently supplying most of the rental market? In this video, we break down the contradiction at the heart of the housing debate. We look at why investors don’t behave like switches responding to tax incentives, why they favour established property over new builds, and why Australia’s construction system is already too strained to absorb a sudden wave of redirected demand. We also unpack why tax settings are rarely the primary driver of investment decisions, and why punishing investors without fixing supply risks making both […]

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Government thinks investors will love new builds

By Kate Hill

The government’s housing reforms assume investors will simply redirect from established property into new builds, but that assumption misunderstands how investors actually think. In this video, we break down why tax incentives are rarely the main driver of investment decisions. Most investors focus on capital growth, scarcity, owner-occupier appeal, and proven demand, not just deductions. We look at why established property has historically outperformed, why construction delays and oversupply risk make many investors wary of new builds, and why some may simply step back rather than redirect. Book a strategy session. If you’ve enjoyed this video then you might like

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Australia doesn’t have a tax problem

By Kate Hill

Australia’s housing debate keeps circling back to tax policy, negative gearing, capital gains tax, investor incentives, but these changes sit around the edges of the real problem. In this video, we break down why Australia doesn’t have a tax problem, it has a supply problem. From under-building and population growth to planning delays, infrastructure lag, and rising construction costs, these are structural issues that no tax tweak can fix. We look at why discouraging investors won’t solve affordability, and why only materially increasing housing supply will. Book a strategy session. If you’ve enjoyed this video then you might like to

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This housing policy could push property prices higher

By Kate Hill

Australia’s new housing policies are designed to improve affordability, but could they end up pushing property prices even higher? In this video, we break down why the real issue isn’t investor behaviour, it’s supply. From slow planning systems and land shortages to rising construction costs and labour shortages, the underlying constraints haven’t gone away. We explore what happens when investors pull back, why that could actually tighten rental supply, and what this means for prices and rents over the long term. Book a strategy session. If you’ve enjoyed this video then you might like to subscribe to our YouTube channel, or

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Intergenerational inequality in housing – why the government’s solution won’t work

By Kate Hill

Is intergenerational housing inequality real — and is the government actually fixing it? In this video, Kate cuts through the political narrative to explain why Australia’s housing affordability policies are targeting the wrong problem. The issue isn’t investors. It’s supply. And until that changes, nothing else meaningfully will. Book a strategy session. If you’ve enjoyed this video then you might like to subscribe to our YouTube channel, or browse through our latest videos. If you’d like entirely independent and unbiased advice that’s right for your unique situation and goals, then get in touch with us today. Read the transcript Intergenerational inequality in

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Australia’s housing crisis

By Kate Hill

Australia’s housing crisis has become a fiercely debated topic, capturing the attention of policymakers, economists, and the general public alike. As the nation grapples with the multifaceted challenges of housing affordability, accessibility, and sustainability, the discourse surrounding this issue has evolved into a complex web of competing narratives, proposed solutions, and ideological clashes. Amidst growing public discontent and calls for action, housing has pushed its way to the forefront of political debate once more, demanding attention from policymakers, advocacy groups, and the general public alike. Political parties are compelled to grapple with this multifaceted issue, as voters demand tangible solutions

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Is housing affordable in Australia..?

By Kate Hill

There is a constant debate going on in Australia. Is housing affordable? Barnaby Joyce wants us to move to the country because it’s more affordable. Others are saying tighten your belt and start saving more. Scott Morrison says we have to create more housing and increase the supply. There are real consequences if the Government moved to make housing ‘more affordable’.. ..by reviewing negative gearing or capital gains provisions for investors, for example. Yet most major cities around the world who don’t use similar structures also have very high prices – like Hong Kong or New York – and any

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You can’t punish investors and solve a housing crisis

Government thinks investors will love new builds

Australia doesn’t have a tax problem

This housing policy could push property prices higher

Intergenerational inequality in housing – why the government’s solution won’t work

Australia’s housing crisis

Is housing affordable in Australia..?

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