government

The Intergenerational Rebalance: Can the Government actually tax your way to first-home ownership?

The Intergenerational Rebalance: Can the Government actually tax your way to first-home ownership? The Federal Government claims its brutal tax assault on property investors is the ultimate gift to younger first-home buyers. By choking out landlord competition on established suburban homes, Treasury proudly projects a massive 75,000 younger Aussies will break into the market. But behind the grand promises of ‘intergenerational rebalancing’ lies a dangerous economic gamble that could actually lock younger buyers out forever. The official rhetoric coming out of Canberra sounds like a script for social justice. For years, young couples and ambitious singles have been outbid at […]

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The Great Property Divide: Why the 2026 budget taxation shake-up is fueling absolute chaos

By Kate Hill

The Great Property Divide: Why the 2026 budget’s taxation shake-up is fueling absolute chaos The 2026 Federal Budget just fundamentally re-engineered Australian property investing, and the backlash is absolute chaos. By completely killing negative gearing on established homes while shielding new builds, the government didn’t just break a massive election promise—they split the housing market entirely in two. If you’re an everyday investor relying on the classic property playbook to build wealth, your financial world changes on July 1, 2027. The sentiment sweeping across the financial sector and the property industry right now isn’t just negative—it’s radioactive. For decades, the

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Why young Australians need affordable rentals

By Kate Hill

Why young Australians need affordable rentals – not policies that discourage the investors they rely on The housing debate has lost touch with reality Australia’s housing debate has become increasingly disconnected from how young Australians actually live. The political conversation keeps focusing on: – discouraging investors – limiting tax incentives – reshaping who owns housing But very little attention is being paid to the reality that millions of younger Australians still rely heavily on rental housing. And not just temporarily. For many, renting is no longer a short stepping stone between university and home ownership. It is now a long-term

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The government thinks investors will love new builds

By Kate Hill

Government thinks investors will love new builds. They won’t. The assumption behind the policy The government’s housing reforms assume investors will simply redirect from established property into new builds. On paper, that sounds logical. But it misunderstands how most investors actually think. Investors don’t buy based on tax alone Most investors are not making decisions based purely on tax deductions. They focus on:– capital growth– scarcity– owner-occupier appeal– resale depth– proven demand Tax incentives matter.But they are rarely the primary reason people invest. Why established property has always dominated Historically, investors have overwhelmingly favoured established property because tightly held suburbs

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Australia doesn’t have a tax problem

By Kate Hill

Australia doesn’t have a tax problem – It has a housing supply problem The wrong target Australia’s housing debate has become obsessed with tax policy. Negative gearing.Capital gains tax.Investor incentives. But these policies sit around the edges of the real issue. Australia does not primarily have a tax problem. It has a supply problem. The real drivers of housing costs Housing affordability has been driven by:– underbuilding– population growth– planning delays– infrastructure lag– labour shortages– rising construction costs These are structural constraints that tax changes alone cannot fix. Investors are not the core cause The idea that investors are the

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This housing policy could push property prices higher

By Kate Hill

This housing policy could push property prices higher The Great Housing Contradiction The government says these housing policies are designed to improve affordability. But there’s a very real possibility they could push property prices even higher over time. Because when you strip away the politics, Australia still has the same underlying problem it had before the budget: Not enough housing supply. Investors are already stepping back The assumption behind the policy changes is that investors will simply redirect into newly built housing. But real-world investor behaviour rarely works that neatly. Many investors will not redirect. They will pause.Delay purchasing.Or step

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2026-budget-and-australias-housing-crisis

Why the 2026 budget could make Australia’s housing crisis worse

By Kate Hill

Why the 2026 budget could make Australia’s housing crisis worse The government thinks it’s fixing housing. It might be breaking it. The 2026 Federal Budget from the Australian Labor Party has been framed as a major step toward improving housing affordability. On paper, it sounds logical:– Reduce investor incentives– Help first-home buyers– Push investment into new housing– Improve “fairness” But when you look at how the property market actually works on the ground… This policy starts to fall apart very quickly. The Core Idea: Investors Are the ProblemThe government’s position is simple: Investors are outcompeting owner-occupiers and pushing up prices.

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How the Labor Party’s Federal Election Win Could Affect the Australian Property Market

By Kate Hill

Assessing risks and opportunities in a changing political and global environment The Australian Labor Party’s recent win in the federal election marks a continuation of its policy platform focused on “housing affordability”, climate investment, social infrastructure, and economic reform. At the same time, global uncertainty—particularly in the form of Donald Trump’s proposed tariffs—adds external volatility that property investors cannot ignore. Given the “Trump Factor” it’s no wonder Australia voted for perceived stability in an unstable world. Let’s be honest, Peter Dutton never stood a chance. In this context, the Labor government’s domestic policy agenda is expected to intersect with international

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Victorian rental reforms – what you need to know

By Kate Hill

If there has been one location that has been in the news – and in not in a good way – more than anywhere else because of the of the parlous state of its sales and rental markets this year it is Victoria. The Victorian market has been variously described as “challenging” and even “toxic” by some commentators, however, as I written about this year, there are areas that remain ripe for strategic property investment such as Geelong. A key part of the reason why Victoria’s market is a bit on the nose – to put it politely – is

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The Intergenerational Rebalance: Can the Government actually tax your way to first-home ownership?

The Great Property Divide: Why the 2026 budget taxation shake-up is fueling absolute chaos

Why young Australians need affordable rentals

The government thinks investors will love new builds

Australia doesn’t have a tax problem

This housing policy could push property prices higher

Why the 2026 budget could make Australia’s housing crisis worse

How the Labor Party’s Federal Election Win Could Affect the Australian Property Market

Victorian rental reforms – what you need to know

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