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interest rate rises

Are interest rate rises keeping you up at night?

Guest Blog – Tina Howes – SmartMove Let’s put interest rate rises into perspective:  I keep saying this but when the banks assess your loan they add 3.00% on top of the actual rate. Some banks even more. We have only seen 0.90% of an increase across May and June with a further 1.00% forecast. While this is not a nice thought, we knew this was coming and there is still some fat in there for before we see the full 3.00%.  If you took out a loan before the pandemic, chances are your owner-occupied interest rate was in excess …

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Adviseable Property Experts call out spruikers

Picking your Mortgage Broker

The importance of the Mortgage Broker Many people head straight to their own bank when buying property. If this is indeed going to be your “strategy”, you may be missing out on some significant benefits. It really does pay to use a mortgage broker when shopping around for your loan. Even if you want to use your own bank for your mortgage, you can still use a broker to help process paperwork and manage the application on your behalf, and there is no direct cost to you. Some clients will say that their heart is set on using a particular …

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