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Why the promise of infrastructure is not enough

Over the next five years, there are nearly $240 billion worth of major public infrastructure projects under way around the country. Now, these projects will be at varying levels of completion at any given point in time, but they are ones that are actually happening. Alas, the same can’t be said for a plethora of other projects, which looked like they were a sure thing but may be unlikely to see the light of day anytime soon.Infrastructure spending When the Federal Government wanted to slash spending last year, it pulled out its red pen and instantly killed off a large […]

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waiting for investments

Why waiting for the herd is not a strategy

Something quite interesting started to happen way back in mid-2019, but most homebuyers and investors missed it. That’s because, some three-plus years ago, asking prices for properties in our three biggest capital cities started to increase quietly. Of course, this was before the pandemic darkened our doors, and generally, most people thought that markets – especially in Sydney and Melbourne – were in a trough. By that stage, the peak of the growth cycle in both of those cities had been over for a few years, but there were signs of strengthening market conditions for a few different reasons. One

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borrowing capacity

Should I buy Owner Occupied or Investment First?

Guest Blog – Tina Howes – Smartmove Recently I’ve been approached by some clients that are sitting on large cash deposits and are wanting to buy an owner-occupied property and an investment. Due to reduced income currently (one had a baby on maternity leave, the other hasn’t yet returned to work since having children but is looking to go back in 3 months) they are wanting to buy the investment property first. While this seems like a good idea, I wanted to share my views as to why I would generally advise against this:  The process would normally involve completing

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Adviseable Buying property well in any market

Tips for buying well in any property market

Being sure you are, ‘buying well’ in your next Property investment can be a daunting process at the best of times. Right now, in COVID-19 times even more so, so here are some tips for buying well in any property market. Many investors don’t know where to start – and it can become quite overwhelming. And yet, at least financially, buying well, and in the right location, may be one of the most important decisions of your life. The right research and information is critical to your success. So how do you research effectively to get the right location and deal

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Adviseable Property Experts call out spruikers

Picking your Mortgage Broker

The importance of the Mortgage Broker Many people head straight to their own bank when buying property. If this is indeed going to be your “strategy”, you may be missing out on some significant benefits. It really does pay to use a mortgage broker when shopping around for your loan. Even if you want to use your own bank for your mortgage, you can still use a broker to help process paperwork and manage the application on your behalf, and there is no direct cost to you. Some clients will say that their heart is set on using a particular

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