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Should I buy Owner Occupied or Investment First?

Guest Blog – Tina Howes – Smartmove Recently I’ve been approached by some clients that are sitting on large cash deposits and are wanting to buy an owner-occupied property and an investment. Due to reduced income currently (one had a baby on maternity leave, the other hasn’t yet returned to work since having children but is looking to go back in 3 months) they are wanting to buy the investment property first. While this seems like a good idea, I wanted to share my views as to why I would generally advise against this:  The process would normally involve completing …

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Adviseable Buying property well in any market

Tips for buying well in any property market

Being sure you are, ‘buying well’ in your next Property investment can be a daunting process at the best of times. Right now, in COVID-19 times even more so, so here are some tips for buying well in any property market.   Many investors don’t know where to start – and it can become quite overwhelming. And yet, at least financially, buying well, and in the right location, may be one of the most important decisions of your life. The right research and information is critical to your success. So how do you research effectively to get the right location and …

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Adviseable Property Experts call out spruikers

Picking your Mortgage Broker

The importance of the Mortgage Broker Many people head straight to their own bank when buying property. If this is indeed going to be your “strategy”, you may be missing out on some significant benefits. It really does pay to use a mortgage broker when shopping around for your loan. Even if you want to use your own bank for your mortgage, you can still use a broker to help process paperwork and manage the application on your behalf, and there is no direct cost to you. Some clients will say that their heart is set on using a particular …

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