Are you ready to make smarter property investment decisions?

I am Kate Hill, qualified property investment advisor and full time investor and I’m here to help you cut through all the noise with some honest, no hype advice.

If you want real strategies, real tips and zero fluff, you are in the right place.

Today, I’m revealing how to choose the right new build strategy for you.

So when it comes to new builds, investors often face a choice between buying land first and building later or going with a ready to go turnkey package.

Now both can be good strategies, but the right choice depends on your personal investment goals, your loan structure, your cash flow, and how hands on you want to be.

So let’s unpack the differences so that you can make your smart move for your portfolio.

So with land first and building split contract, with this approach, you buy the land first obviously and then you engage a builder separately to construct your home.

This is known as a split contract.

One contract for the land, one for the build.

It gives you more control, but also more moving parts to manage.

This would generally be the way that we operate with all our clients.

A turnkey package on the other hand includes everything, land, build, landscaping, even the window covering sometimes.

You pay a price and receive a completed property at the end.

Move in ready, it’s a pretty hands off approach.

So with a split contract, you can choose your land and then select your builder, your home design, and all the finishes.

This flexibility can be powerful, especially if you are targeting a specific tenant demographic or you want to optimise rental yield through design or set you apart.

We like working this way with our clients.

This approach can take more time.

It all depends.

You need to coordinate settlement and builder approvals and construction timelines.

Delays can happen like anything, especially with the weather, the trades, the council red tape, which can mean longer waits for rental income and possible holding costs.

With turnkey packages, they can appear to be appealing for their alleged predictability.

You know what you’re getting when you’re getting it.

These packages are often preapproved by developers and councils, so constructions can begin quickly and without drama, allegedly.

While it’s fast and simple, you are usually limited to a selection of designs and color schemes.

That is not a big deal for most investors.

But if you want something tailored, more architecturally unique, something that has more owner occupier appeal, you might feel boxed in.

And these types of properties are often sold as investment grade.

They can be inferior in quality, it really depends on the package of course, the location and who’s building.

You don’t have a lot of choice or flexibility with these packages.

Your finance structure is going to be a bit different, so split contracts typically mean progress payments during the build phase.

You’ll need to manage cash flow as the loan is drawn down in stages, which of course we manage with your broker.

Turnkey bills are usually paid at completion, which can be easier for some investors to finance upfront and that can make them more popular.

But think about what the long term risk is here.

Turnkey packages can be quicker, perhaps more predictable, while split builds can deliver better returns but more upfront time, coordination, and risk.

Think about your investment timeline.

With us helping you, we handle, of course, all those moving parts.

I’m always saying that there is never a one size fits all approach when it comes to new build investment strategies.

The right path depends on how involved you want to be, what kind of control you’re after, and the quality of the finished product.

With our expert guidance, of course, you can avoid all the common pitfalls, choose the options that give you the best returns, and the most reliable builder.

And that means peace of mind in twenty twenty five.

We talk you through all the pros and cons, of course, but yours and our priority should always be location, location, location.

Everything else follows on from there.

So please don’t be tempted to take a perceived shortcut or the quick approach because you’re avoiding short term cash flow pain.

The longer term gain is absolutely most definitely worth it.

As always everyone, thank you for watching.

Please subscribe and I will chat to you all soon.

Bye for now.

Are you ready to make smarter property investment decisions?

I am Kate Hill, qualified property investment advisor and full time investor and I’m here to help you cut through all the noise with some honest, no hype advice.

If you want real strategies, real tips and zero fluff, you are in the right place.

Today, I’m revealing how to choose the right new build strategy for you.

So when it comes to new builds, investors often face a choice between buying land first and building later or going with a ready to go turnkey package.

Now both can be good strategies, but the right choice depends on your personal investment goals, your loan structure, your cash flow, and how hands on you want to be.

So let’s unpack the differences so that you can make your smart move for your portfolio.

So with land first and building split contract, with this approach, you buy the land first obviously and then you engage a builder separately to construct your home.

This is known as a split contract.

One contract for the land, one for the build.

It gives you more control, but also more moving parts to manage.

This would generally be the way that we operate with all our clients.

A turnkey package on the other hand includes everything, land, build, landscaping, even the window covering sometimes.

You pay a price and receive a completed property at the end.

Move in ready, it’s a pretty hands off approach.

So with a split contract, you can choose your land and then select your builder, your home design, and all the finishes.

This flexibility can be powerful, especially if you are targeting a specific tenant demographic or you want to optimise rental yield through design or set you apart.

We like working this way with our clients.

This approach can take more time.

It all depends.

You need to coordinate settlement and builder approvals and construction timelines.

Delays can happen like anything, especially with the weather, the trades, the council red tape, which can mean longer waits for rental income and possible holding costs.

With turnkey packages, they can appear to be appealing for their alleged predictability.

You know what you’re getting when you’re getting it.

These packages are often preapproved by developers and councils, so constructions can begin quickly and without drama, allegedly.

While it’s fast and simple, you are usually limited to a selection of designs and color schemes.

That is not a big deal for most investors.

But if you want something tailored, more architecturally unique, something that has more owner occupier appeal, you might feel boxed in.

And these types of properties are often sold as investment grade.

They can be inferior in quality, it really depends on the package of course, the location and who’s building.

You don’t have a lot of choice or flexibility with these packages.

Your finance structure is going to be a bit different, so split contracts typically mean progress payments during the build phase.

You’ll need to manage cash flow as the loan is drawn down in stages, which of course we manage with your broker.

Turnkey bills are usually paid at completion, which can be easier for some investors to finance upfront and that can make them more popular.

But think about what the long term risk is here.

Turnkey packages can be quicker, perhaps more predictable, while split builds can deliver better returns but more upfront time, coordination, and risk.

Think about your investment timeline.

With us helping you, we handle, of course, all those moving parts.

I’m always saying that there is never a one size fits all approach when it comes to new build investment strategies.

The right path depends on how involved you want to be, what kind of control you’re after, and the quality of the finished product.

With our expert guidance, of course, you can avoid all the common pitfalls, choose the options that give you the best returns, and the most reliable builder.

And that means peace of mind in twenty twenty five.

We talk you through all the pros and cons, of course, but yours and our priority should always be location, location, location.

Everything else follows on from there.

So please don’t be tempted to take a perceived shortcut or the quick approach because you’re avoiding short term cash flow pain.

The longer term gain is absolutely most definitely worth it.

As always everyone, thank you for watching.

Please subscribe and I will chat to you all soon.

Bye for now.

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