It’s no surprise that astute property investors are always looking to find ways of making their money work as hard as possible. In fact, most sophisticated property investors have either a high level of financial literacy themselves, or they make sure they leverage the expertise of their professional A-Team to get their desired outcomes. In terms of financial literacy, a well-known rule for property investors is that personal debt should be paid before investment debt. In other words, your home loan, credit cards, personal/car loans etc, need to be the focus of your debt reduction efforts for tax efficiency, before …

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