Managing your loan to value ratio – how to gear your property portfolio

Understanding your loan to value (LVR) ratio when property investing is important – and this figure will change over time. Unless you’re one of the lucky ones who comes into money, or is a share-market expert, building an investment property portfolio can be a great way to fund your retirement in Australia. Your loan to value ratio is a key figure to understand and manage carefully as you progress in the business. In order to do this effectively, you need to know how to borrow money sensibly, and use it along with your equity effectively over time, to build the …

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