Guest Blog – Tina Howes – SmartMove Let’s put interest rate rises into perspective:  I keep saying this but when the banks assess your loan they add 3.00% on top of the actual rate. Some banks even more. We have only seen 0.90% of an increase across May and June with a further 1.00% forecast. While this is not a nice thought, we knew this was coming and there is still some fat in there for before we see the full 3.00%.  If you took out a loan before the pandemic, chances are your owner-occupied interest rate was in excess …

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