Why Clever Property Investors use a Mortgage Offset Account
It’s no surprise that astute property investors are always looking to find ways of making their money work as hard as possible. In fact, most sophisticated property…
Will interest only loans trigger the Australian Property Crash?
You’ve probably noticed that many commentators in the media are convinced that there will definitely be an Australian property crash. There have also been a few suggested…
Will $500 billion in ‘Liar Loans’ trigger the Australian Housing Crisis?
A recent survey conducted by Investment Bank UBS has led to fears that a mortgage meltdown could trigger an Australian Housing Crisis. UBS have concluded that out…
Positive versus negative gearing – how it works
There is an on-going debate about the virtues and value of negative gearing in Australia. Let’s take a closer look at how both negative and positive gearing…
Overcoming the serviceability wall
One of the common issues for Property Investors is hitting the, ‘serviceability wall’. Often at some point in your accumulation phase you will have a lender say,…
The real power of a second property mortgage
For many property investors, organising a second property mortgage by leveraging the equity in their first property, is the smartest investment strategy they ever make. Have a…
Picking your Mortgage Broker
The importance of the Mortgage Broker Many people head straight to their own bank when buying property. If this is indeed going to be your “strategy”, you…
Common mistakes that can kill your loan application
In the past few months we’ve seen the major banks and other lenders make further changes in lending policy to investors. This effects loan application procedure. This…